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13. INSURANCE. Contractor shall, at its sole cost and expense, during the period of <br />any work being performed under this Agreement, procure and maintain the following <br />minimum insurance coverage to protect the City and Contractor against all loss, claims, <br />damage and liabilities caused by Contractor, its agents, sub- Contractors or employees, as <br />indicated below: <br />❑ Comprehensive General Liability ( "CGL ") insurance, with minimum <br />limits of One Million Dollars ($1,000,000) per occurrence, combined <br />single limit for Bodily Injury Liability and Property Damage Liability, and <br />Two Million Dollars ($2,000,000) aggregate. Coverage must be afforded <br />on a form no more restrictive than the latest edition of the Comprehensive <br />General Liability policy, without restrictive endorsements, as filed by the <br />Insurance Services Office, and must include: <br />• CGL Required Endorsements include the following: <br />• Employees included as insured <br />• Independent Contractor's Coverage <br />• Contractual Liability <br />• Waiver of Subrogation <br />• Premises and/or Operations <br />• Explosion, Collapse and Underground Hazards <br />• Loading and Unloading <br />• Mobile Equipment (Contractor's Equipment) whether <br />owned, leased, borrowed or rented by Contractor or <br />employees of Contractor <br />City is to be expressly included as an Additional Insured with <br />respect to liability arising out of operations performed for City by <br />or on behalf of Contractor or acts or omissions of Contractor in <br />connection with general supervision of such operation. <br />❑ Worker's Compensation, as required by law, but with no less than <br />$1,000,000 for Employer's Liability. <br />❑ Business Automobile Liability which shall include coverage for all owned, <br />non -owned and hired vehicles for minimum limits of not less than One <br />Million Dollars ($1,000,000) per occurrence, One Million Dollars <br />($1,000,000) per accident for bodily injury and Five Hundred Thousand <br />Dollars ($500,000) per accident for property damage. <br />❑ Umbrella Policy (Excess Follow Form) which shall include bodily injury <br />and property damage liability with limits of three million dollars <br />($3,000,000.00) each occurrence and an aggregate limit of three million <br />dollars ($3,000,000.00). Umbrella Policy coverage shall provide excess <br />4 <br />