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Transmittal Letter July 12, 2024 City of Sunny Isles Beach Attn: Genesis Cuevas, MPA, CPPB, NIGP-CPP Purchasing Manager 18070 Collins Ave. Sunny Isles Beach FL 33160 RE: RFP # 24-06-01 Banking Services Dear Ms. Genesis Cuevas: TD Bank, N.A. is pleased to be included in the Request for Proposal for Banking Services for the City of Sunny Isles Beach (also referred to as the City). We are confident that TD Bank can continue to meet the outlined requirements and exceed the expectations of the City when it comes to providing all banking services. TD Bank, America’s Most Convenient Bank®, is committed to outstanding customer service. TD Bank has been named the best bank for customer satisfaction by such notable organizations as J.D. Powers and Consumer Reports. At a time when many banks are cutting back, TD Bank continues to invest in innovative technology and the expansion of our branch network. We pledge to the City of Sunny Isles Beach that our staff will be responsive to your needs and will deliver excellence day after day. TD Bank will continue to commit numerous resources to provide an unparalleled banking experience to the City of Sunny Isles Beach and our other clients. Government Banking has been an important line of business at TD Bank for many years. Our team approach to working with municipalities has allowed us to manage over $29.6 billion in public funds as of May 2024. We are leaders in Government Banking in Maine, New Hampshire, Vermont, Massachusetts, New York, New Jersey, Pennsylvania, and Delaware. Our Government Banking business continues to grow in markets of Florida, Maryland, Virginia and the District of Columbia. TD Bank is ranked the 3rd top holder of public deposits in Florida and the United States. A team of our finest professionals have been assembled to manage the City's relationship, Pamela Ramkalawan, Vice President, Government Banking Relationship Manager has over 23 years of banking experience. Pamela will be the Relationship Manager and is authorized to legally bind TD Bank to this proposal. Andrea Tyrell-Grant, Vice President Treasury Sales Officer, will continue to serve as the Treasury Officer responsible for Treasury Management services. Seana Lassiter and Sue Gibbs will act as sales and service support to the City. Together, this team will be able to deliver TD Bank's Legendary Customer Service. In our recommended solution, the TD Municipal Advantage Checking account will continue to provide the City maximum flexibility along with the increased control to achieve the best possible return on funds. In this tailored solution, the City will receive an Earnings Credit Rate of 300 basis points*. Proposed by: TD Bank, N.A.Page 5