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I <br />maintained by the City shall apply excess .of, or contingent upon the absence of, other <br />insurance required or maintained by Contractor. All insurance policies and bonds required <br />by this Contract shall be issued by an insurance company, acceptable to the City and <br />authorized to do business in the State of Florida with an A.M:Best rating of B+ or better. <br />13.2. Commercial General Liability. Contractor agrees to maintain Commercial <br />General Liability at a limit of liability not less than $1 Each Occurrence $2,000,000 Annual <br />Aggregate on a primary and non-contributory basis, including the City of Sunny Isles Beach <br />as an Additional Insured. Coverage must be offered in a form no more restrictive than the <br />latest edition of the Comprehensive General Liability policy, without restrictive <br />endorsements, as filed by the Insurance Services Office, and shall specifically include the <br />following with minimum limits not less than those required for Bodily Injury Liability and <br />Property Damage Liability: <br />• Premises and Operation; <br />• Independent Contractors; <br />• Products and/or Completed Operations Hazard; <br />• Broad Form Property Damage <br />• Broad Form Contractual Coverage applicable to this Contract, including any <br />hold harmless and/or Indemnification Agreement; <br />• Personal Injury Coverage with Employee and Contractual Exclusions <br />removed, with minimum limits of coverage equal to those required for <br />Bodily Injury Liability and Property Damage Liability; <br />• $5,000,000 Umbrella/Excess Liability over and above and following the <br />above mentioned General Liability & Business Automobile Liabilities. <br />13.3. Business Automobile Liability. Contractor agrees to maintain Business <br />Automobile Liability at a limit of liability not less than $1 per Occurrence combined single <br />limit for Bodily Injury Liability and Property Damage Liability. Coverage must be afforded on <br />a form no more restrictive than the latest edition of the Business Automobile Liability policy, <br />without restrictive endorsements, as filed by the Insurance Services Office, and must <br />include: Owned, Non -Owned & Hired automobiles. <br />13.4. Worker's Compensation & Employer's Liability. Contractor agrees to maintain <br />Worker's Compensation & Employers Liability Insurance in accordance with Florida <br />Statutes, including Employer's Liability of $1,000,000 <br />13.5. Environmental Pollution Insurance. Contractor shall maintain Environmental <br />Pollution Insurance for pollution -related incidents, including the cost of cleaning up a site <br />after a pollution -related incident, with limits not less than $500,000 per occurrence, with a <br />deductible not greater than $100,000. An additional form or endorsement to the <br />Page 35 of 43 <br />303 <br />