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<br /> <br />Additional <br />Information <br /> <br />E\t l'I'/l.:1I I~C\ ie\\ <br />While we already offer a comprehensive grievance <br />and appeal system to review coverage decisions, <br />our external review process gives you the added <br />comfort of knowing that further recourse is avail- <br />able. With the external review process, you can <br />request an objective and timely external review of <br />certain coverage decisions by an independent <br />physician expert. You can request a review if the <br />decision involves more than $500* and is based on <br />lack of medical necessity or on the experimental or <br />investigational nature of the proposed service <br />or treatment. <br /> <br />Certain states mandate external review of additional <br />benefits or service issues, or mandate the use of <br />their own external review process. For further <br />details, refer to your specific plan documents, call <br />the Member Services toll-free number on your 10 <br />card or visit our website at www.aetnaushc.com. <br /> <br />\ fl' n!l \(' i ((j II Ii d (' I! ti ell i l \ <br />Aetna U.S. Healthcare protects the privacy of <br />confidential member medical information. We <br />require that participating providers keep member <br />information confidential in accordance with applic- <br />able laws. Furthermore, you have the right to <br />access your medical records from participating <br />providers at any time. <br />Aetna U.S. Healthcare (including its affiliates <br />and authorized agents, collectively "Aetna <br />U.S. Healthcare") and participating providers require <br />access to member medical information for a number <br />of important and appropriate purposes, including <br />claims payment, fraud prevention, coordination of <br />care, data collection, performance measurement, <br />fulfilling state and federal requirements, Quality <br />management, utilization review, research and <br />accreditation activities, preventive health, early <br />detection and disease management programs. <br />Accordingly, for these purposes, members authorize <br />the sharing of member medical information about <br />themselves and their dependents between Aetna <br /> <br />U.S. Healthcare, participating providers and health <br />delivery systems. We do not share identifiable <br />medical information with your employer, unless <br />allowed by applicable law or with your permission. <br /> <br />\\Iwt's \ot CO\CI'Ccl <br />This plan does not cover all health care expenses <br />and includes exclusions and limitations. Read your <br />plan documents carefully to determine which health <br />care services are covered and to what extent. <br />Services and supplies that are generally not <br />covered** include, but are not limited to: <br />· Cosmetic surgery, including breast reduction. <br />· Special duty nursing unless medically necessary <br />and preauthorized by Aetna U.S. Healthcare. <br />· Custodial care. <br />· Blood and blood byproducts (varies by state). <br />· Dental care and dental X-rays. <br />· Experimental and investigational procedures. <br />· Special equipment, including crutches and braces. <br />· Immunizations for travel or work. <br />· Hearing aids. <br />· Orthotics. <br />· Long-term rehabilitation therapy. <br />· Orthoptic therapy (vision exercises). <br />· Prescription drugs (unless covered by a <br />prescription plan) and over-the-counter <br />medications (except as provided in a hospital). <br />· Oral or topical drugs used for sexual dysfunction <br />or performance. <br />· Lifestyle-enhancing drugs. <br />· In certain prescription plans, prescription drugs on <br />the "Formulary Exclusions" list (formulary <br />information is available at our website, <br />WINW.aetnaushc.com). <br />· Substance abuse rehabilitation. <br />· All medical and hospital services not speCifically <br />covered in, or which are limited or excluded by, <br />your plan documents. <br /> <br />'The $500 requirement does not apply in all states. <br />,. LJependmg on the speCific benefits mandated in your state or offered by your employer. See your plan documents for details. <br />