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<br />Florida - Life Specimen <br />000011100264 <br /> <br />SCHEDULE OF BENEFITS <br /> <br />ELIGIBLE CLASS means: Class 1 <br /> <br />All Full-Time Employees <br /> <br />MINIMUM HOURS PER WEEK: 30 <br /> <br />BENEFIT PERCENTAGE: 60% <br /> <br />MAXIMUM MONTHLY BENEFIT: $5,000 <br /> <br />MINIMUM MONTHLY BENEFIT: $50 <br /> <br />Benefits for PRE-EXISTING CONDITIONS will be subject to the Pre-Existing Condition Exclusion on the Exclusion page. <br /> <br />ELIMINATION PERIOD: 90 days of Disability due to the same or a related Sickness or Injury, which must be accumulated <br />within a 180 day period, <br /> <br />MAXIMUM BENEFIT PERIOD (For Sickness or Injury): The Insured Employee's Social Security Normal Retirement Age, <br />or the Maximum Benefit Period shown below (whichever is later). <br /> <br />Age at Disability <br />Less than Age 60 <br />60 <br />61 <br />62 <br />63 <br />64 <br />65 <br />66 <br />67 <br />68 <br />69 and Over <br /> <br />Maximum Benefit Period <br />To Age 65 <br />60 months <br />48 months <br />42 months <br />36 months <br />30 months <br />24 months <br />21 months <br />18 months <br />15 months <br />12 months <br /> <br />OWN OCCUPATION PERIOD means a period beginning at the end of the Elimination Period and ending 24 months later <br />for Insured Employees, <br /> <br />WAITING PERIOD: <br /> <br />30 days of continuous Active Work (For date insurance begins, refer to "Effective Dates" <br />section) <br /> <br />CONTRIBUTIONS: <br /> <br />Insured employees are not required to contribute to the cost of the coverage. <br /> <br />GL3001-L TD-SB <br /> <br />3 <br /> <br />01/01/01 <br />