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<br />August 15, 2006 <br /> <br />PREMIUM SUMMARY <br /> <br />Builders Risk <br />(Excluding Windstorm) <br /> <br />Zurich American Insurance Co. <br />Best's Rated A XV <br /> <br />PREMIUM I <br />$24,790.00 <br /> <br />COVERAGE <br /> <br />INSURER AND BEST'S RATING <br /> <br />Builders Risk <br />Wind & Hail Only <br />Community Center and Gym <br /> <br />Citizens Property Insurance Corp. <br /> <br />.* $28,779.00 <br /> <br />Owners & Contractors <br />Protective Liability <br /> <br />Scottsdale Insurance Company <br />Best's Rated A+ XV <br /> <br />$16.000.92 <br /> <br />TOTAL <br /> <br />$69,569.92 <br />$789.00 <br /> <br />Option to include Terrorism Coverage, as defined by the Federal <br />Terrorism Act 2002. in the OCP. <br /> <br />.. Note that Citizens Builders Risk Rates reflect the construction start date being prior to policy effective <br />date (Foundation poured prior to policy inception. <br /> <br />THE FOllOWING POLICIES HAVE MINIMUM EARNED PREMIUMS <br />Scottsdale Insurance Company - 100% <br />Citizens Wind Pool - 80% <br /> <br />PREMIUM INSTAllMENT FINANCING AND DEPOSITS <br />Policy premiums are payable in full at inception of by premium finance contract <br /> <br />6 <br />