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<br />"Event of Default" shall mean an event of default specified in Article VI of this Agreement. <br /> <br />"Loan" shall mean the loan by the Bank to the City contemplated hereby. <br /> <br />"Loan Amount" means $20,000,000.00. <br /> <br />"Loan Documents" means this Agreement and the Note. <br /> <br />"Non Ad Valorem Revenues" means all revenues of the City not derived from ad valorem <br />taxation. <br /> <br />"Note" means the City's Promissory Note in the form attached hereto as Attachment "A." <br /> <br />"Notice Address" means, <br /> <br />As to the City: <br /> <br />City Manager and City Attorney <br />City of Sunny Isles Beach, Florida <br />18070 Collins Avenue <br />Sunny Isles Beach, FL 33160 <br /> <br />As to the Bank: <br /> <br />Bank of America, N.A. <br />9000 Southside Boulevard <br />Building 100 <br />Jacksonville, Florida 32256 <br /> <br />or to such other address as either party may have specified in writing to the other using the <br />procedures specified in Section 7.06. <br /> <br />"Principal Office" means, with respect to the Bank, the office located at 9000 Southside <br />Boulevard, Building 100, Jacksonville, Florida, 32256, or such other office as the Bank may <br />designate to the City in writing. <br /> <br />"Project" means the acquisition, construction and equipping of real and personal property to <br />be owned by the City as may be authorized by the City Commission from time to ti~e. <br /> <br />"State" means the State of Florida. <br /> <br />Section 1.02 Titles and Headings. The titles and headings of the articles and sections of <br />this Agreement have been inserted for convenience of reference only and are not to be considered <br />a part hereof, shall not in any way modify or restrict any of the terms and provisions hereof, and shall <br />not be considered or given any effect in construing this Agreement or any provision hereof or in <br />ascertaining intent, if any question of intent should arise, <br /> <br />-2- <br />