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<br />COMMERCIAL PROPERTY COVERAGE SECTION <br /> <br />COVERAGE LIMITS (*) <br />$ 26,400,840 <br /> <br />Building & Contents Limit, per attached schedule - Blanket <br /> <br />* <br /> <br />Coverage Umits must be ultimately chosen by the Insured. We as Agents cannot recommend <br />the adequate limit of protection. Higher limits may be available. Please let us know if a quote is <br />desired. <br /> <br />COVERAGE TERMS AND CONDITIONS <br />Covered Losses Special Perils Coverage Including Flood & Mechanical <br />Breakdown <br /> <br />Valuation <br /> <br />Replacement Cost <br /> <br />Coinsurance <br /> <br />N/A <br /> <br />Deductible <br /> <br />o $5,000 All perils per occurrence except as stated below: <br />o 5% Named Windstorm Deductible Per Occurrence subject to <br />a minimum of $20,000 (*) <br /> <br />Exclusions <br /> <br />Exclusions include, but are not limited to, the following: <br />War and Terrorism (**) <br />Earthquake <br /> <br />( <br /> <br />(*) This Wind & Hail Deductible can be reduced to a lower deductible <br />through the purchase of a Windstorm Deductible "Buy-Back" <br />policy which is available in the Excess & Surplus Lines market. <br />The annual cost is approximately $20.00 PER $100 of coverage <br />(the amount of buy-down). <br /> <br />(**) See Premium Summary Page for an option to include Terrorism <br />Coverage as outlined in the Federal Terrorism Act 2002 <br /> <br />3 <br />