Laserfiche WebLink
ValleyCrest Holding Co. and Subsidiaries <br />Notes to Consolidated Financial Statements (continued) <br />8. Long -Term Debt <br />Long -term debt is summarized as follows as of April 30, 2008: <br />$285.0 million seven year term loan, secured by the assets of the <br />Company, maturing October 2013 <br />$282,150,000 <br />$15.7 million seven year incremental term loan, secured by the assets <br />of the Company, maturing October 2013 <br />15,582,000 <br />$60.0 million revolving credit facility, secured by the assets of the <br />Company, expiring October 2012 <br />— <br />$7.0 million promissory note, secured by deed of trust on the <br />Company's golf course property and improvements, bearing interest <br />at a variable rate, 6.5% at April 30, 2008, payable in monthly <br />principal and interest payments through May 2010 <br />6,682,000 <br />$5.8 million promissory note, secured by deed of trust on the <br />Company's golf course property and improvements, bearing interest <br />at 10% per annum, payable in full upon maturity in May 2010 <br />5,601,000 <br />$200,000 promissory note, unsecured, payable in full May 2009 <br />200,000 <br />$1.5 million promissory note, unsecured, imputed interest at 7.5 %, <br />payable in full upon maturity in September 2010 <br />1,273,000 <br />311,488,000 <br />Less current maturities <br />3,080,000 <br />$ 308,408,000 <br />The $285.0 million secured term loan under the Credit and Guaranty Agreement, dated as of <br />October 4, 2006, as amended, requires the Company to make quarterly principal payments equal <br />to 25 basis points of the original principal amount commencing July 1, 2007. In addition, the <br />Company must maintain a minimum interest coverage ratio and cannot exceed a stated leverage <br />ratio. There is also a maximum amount that can be incurred for capital expenditures during each <br />year of the term loan. The interest rate on the term loan is the LIBOR rate plus 200 basis points <br />(5.08% at April 30, 2008). In connection with the term loan, the Company also established a $60 <br />million revolving credit facility. The interest rate on the outstanding portion of the revolver is <br />either the LIBOR rate plus 250 basis points or the prime rate plus 100 basis points. Under the <br />credit facility, the Company must also pay an unused commitment fee equal to 50 basis points <br />and a letter of credit fee, for any outstanding letters of credit under the facility, equal to 250 basis <br />points. At April 30, 2008, the Company had $17,250,000 of outstanding letters of credit. <br />(b -11 -V1 <br />-.la1a <br />ValleyCrast Lar�dscape P1 aii-it. 16 <br />16430 NW 127th A1,ve. <br />Mann, FL 3301 8 -1 051 <br />