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Section 3 - Proposed Benefits 2 • City of Sunny Isles 0 Aetna U.S. Healthcare is a for - profit HMO. This material is for informational purposes only and is neither an offer of coverage nor medical advice. It contains only a partial, general description of plan or program benefits and does not constitute a contract. Consult your Group Agreement to determine governing contractual provisions, including procedures, exclusions and limitations relating to your plan. All the terms and conditions of your plan or program are subject to applicable laws, regulations and policies. The availability of a plan or program may vary by geographic service area. All benefits are subject to coordination of benefits. Aetna U.S. Healthcare does not provide health care services, and therefore cannot guarantee any results or outcomes. Participating providers are independent contractors in private practice and are neither employees nor agents of Aetna U.S. Healthcare or its affiliates. The availability of any particular provider cannot be guaranteed, and provider network composition is subject to change without notice. Certain providers may be affiliated with an Independent Practice Association (IPA), a Physician Medical Group (PMG), an integrated delivery system or other provider groups. Members who select these providers will generally be referred to specialists and hospitals within that system or group. Informed Health Line nurses cannot diagnose, prescribe or give medical advice. Contact your physician first with any questions or concerns regarding your health care needs. The Vision One discount program may be in addition to plan benefits. Providers are solely responsible for the products and services provided under the program. Aetna U.S. Healthcare does not endorse any vendor, product, or service associated with the program. Vision One is a registered trademark of Cole Vision Corporation. Members are responsible for payment for all services or products received through the Natural Alternatives program. Aetna U.S. Healthcare has not credentialed or reviewed program providers or vendors for quality. Program providers are solely responsible for the products and services provided under the program and encourage members to consult their physician to determine what therapies meet their needs. Not all products offered by program vendors are offered on a reduced -rate basis. Aetna U.S. Healthcare does not endorse any vendor, product or service associated with the programs. While this material is believed to be accurate as of the print date, it is subject to change without notice. In case of conflict between your plan documents and this information, the plan documents will govern. Visit our website: www.aetnaushc.com 11/17/2000