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DEFINITIONS SCTIVF, WORK or ACTIVELY AT WORK means an employee's full -time performance of all customary duties of his or her cupation at: (1) the Group Policyholder's place of business; or (2) any other business location where the employee is required to travel. Unless disabled on the prior workday or on the day of absence, an employee will be considered Actively at Work on the following days: (1) a Saturday, Sunday or holiday which is not a scheduled workday; (2) a paid vacation day, or other scheduled or unscheduled non - workday; or (3) an excused or emergency leave of absence (except a medical leave) of three days or less; or a leave of absence which qualifies under the Family and Medical Leave Act (FMLA) of 1993. APPROPRIATE TREATMENT (includes APPROPRIATE) means the range of services and supplies by which a dental condition may be treated, which falls within the accepted standards of dentistry. Appropriate Treatment may vary in techniques, materials utilized and technical complexity, as well as cost. BENEFIT WAITING PERIOD means the period of time a Covered Person must be covered for Dental Expense Benefits -- or for a specific Type of Dental Expense Benefits -- under this Policy before that Type of Service becomes eligible for coverage. COMPANY means Jefferson Pilot Financial Insurance Company, a Nebraska corporation, whose Home Office address is 8801 Indian Hills Drive, Omaha, Nebraska 68114 -4066. COVERAGE MONTH means that period of time: (1) beginning at 12:01 A.M. on the same day of each month as this Policy's anniversary; and (2) ending at 12:00 midnight on the day prior to the same day of the following month; at the Group Policyholder's primary place of business. 90VERED EMPLOYEE means an eligible Employee for whom the coverage provided by this Policy is in effect. COVERED EXPENSES, for Employees located in a PPO service area, means expenses incurred for Necessary Dental Procedures shown on the List of Covered Dental Procedures contained in this Policy. Covered Expenses will not exceed: (1) for a Participating Dentist, the Dentist's: (a) fee, as allowed by the Dentist's contract with the dental network; or (b) usual charge for a service; whichever is less. (2) for a Non - Participating Dentist, this Policy's Usual, Customary and Reasonable allowances. These expenses must be Incurred for procedures performed by a Dentist or by a dental hygienist, under the direction of a Dentist. The expenses must be Incurred while covered by this Policy for those procedures for which a claim is being submitted. Covered Expenses are subject to the terms and limitations of this Policy. COVERED EXPENSES, for Employees located outside a PPO service area, means expenses which: (1) are incurred for Necessary Dental Procedures shown on the List of Dental Procedures; and (2) do not exceed the Company's Usual, Customary and Reasonable allowances. These expenses must be Incurred for procedures performed by a Dentist or by a dental hygienist, under the direction of a Dentist. The expenses must be Incurred while covered by this Policy for those procedures for which a claim is being submitted. Covered Expenses are subject to the terms and limitations of this Policy. COVERED PERSON means an eligible Employee or an eligible Dependent for whom the coverage provided by this Policy is in effect. • GL11 -4 -DF 4 09/01/01