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P, ., EVIDENCE OF INSURABILITY. Each Insured Person's Dependent must submit evidence of insurability satisfactory to the Company if the Insured Person: • (1) makes application for Dependents Insurance more than 31 days after the date such Insured Person becomes eligible for Dependents Insurance; or (2) elects to be insured for Dependents Insurance after such Insured Person had requested: (a) termination of the Dependents Insurance; or (b) cancellation of the payroll deduction order; or (3) makes application for Dependents Insurance after it has automatically terminated, due to failure to pay premium by the end of the grace period. INDIVIDUAL TERMINATION OF DEPENDENT INSURANCE. An Insured Person's Dependents Insurance will cease for all of the Insured Person's Dependents on the earliest of: (1) the date the Insured Person's Personal Insurance terminates; (2) the date Dependent Insurance is discontinued under this Policy; (3) the date the Insured Person ceases to be in a class of employees eligible for Dependent Insurance; (4) the date the Insured Person requests that the Dependent Insurance be terminated; or (5) the last day of the premium paying period for which the Insured Person has made any required contribution toward the cost of the Dependent Insurance. Dependents Insurance on a particular Dependent will cease on the earliest of: (1) the date he or she ceases to be a Dependent as defined in this Policy; (2) the date he or she becomes covered under this Policy as an Insured Person; or (3) the date he or she enters the armed forces of any state or country; except for duty of 30 days or less in the Reserves or National Guard. (If the Insured Person sends proof of military service, the Company will refund any unearned premium.) MISSTATEMENT OF AGE. If the age of a Dependent has been misstated, premiums will be subject to an equitable adjustment. If the amount of benefit is dependent upon age, the benefit will be that which would have been payable based upon the Dependent's Wrrect age. ASSIGNMENT. Dependents Insurance may not be assigned. INCONTESTABILITY. Except for non - payment of premiums, the Company may not contest the validity of this Policy as to any Dependent, after it has been in force for two years during the lifetime of that Dependent. This clause will not affect the Company's right to contest claims made for accidental death, or dismemberment benefits. U GL1101 -12 97 17 05/01/01