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<br />-- <br /> <br />COMMERCIAL CRIME COVERAGE <br /> <br />'-'" <br /> <br />FOR A FULL DESCRIPTION OF TERMS, DEFINITIONS AND CONDITIONS PLEASE REFER TO THE <br />POLICY DOCUMENT <br /> <br />INSURER (*) <br />Preferred Governmental Insurance Trust, Not Rated by A.M. Best <br /> <br />COVERAGE LIMITS (*) <br /> <br />Limit <br /> <br />Deductible <br /> <br />Covera~e <br /> <br />$ <br />$ <br />$ <br />$ <br /> <br />250,000 <br />250,000 <br />250,000 <br />250,000 <br /> <br />5,000 <br />5,000 <br />1,000 <br />1,000 <br /> <br />Employee Dishonesty - Per Loss <br />Forgery & Alteration <br />Theft, Disappearance or Destruction <br />Computer Fraud <br /> <br />* Coverage Limits must be ultimately chosen by the Insured. We as Agents cannot recommend the <br />adequate limit of protection. Higher limits may be available. Please let us know if a quote is desired. <br /> <br />COVERAGE PROVIDED <br /> <br />.......... <br /> <br />Employee Dishonesty - Blanket Basis <br />This coverage is used to insure against loss of money, securities or other property belonging to <br />you, or for which you are liable, that is caused by employee dishonesty. It pays for anyone loss <br />caused by one or more employees up to the face amount stated on the form. Only the actual <br />loss sustained in the policy period is included for coverage (progressive or continuous loss over <br />multiple years outside the policy period is excluded) <br /> <br />'-'" <br /> <br />Forgery or Alteration <br />This coverage is used to insure against loss resulting from forgery of checks, drafts, notes or <br />other similar written promises prepared by you or your agent. It does not cover dishonest acts of <br />employees, which must be insured by Employee Dishonesty coverage. <br /> <br />Theft, Disappearance and Destruction <br />This coverage is used to insure against loss of money and securities caused by theft, <br />disappearance or destruction while located inside or outside your premises. It also covers <br />damage to premises resulting from actual or attempted theft. It insures only money and <br />securities and not other types of property. <br /> <br />Computer Fraud <br />This insurance will cover loss or damage to money, securities, and other property due to <br />computer fraud. Computer fraud is defined as "theft of property by and directly related to the <br />use of a computer." <br /> <br />....-... <br /> <br />~ <br /> <br />Brown & Brown of Florida - Miami Division <br /> <br />20 <br /> <br />Proposal No. I 1-08-01 <br />