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Executive Summary About TD Bank TD Bank Quick Facts TD Bank, America’s Most Convenient Bank, is one of the 10 largest $409.4 billion in assets* banks in the U.S., with more than 27,000 colleagues providing over 10 $324.4 billion in deposits* million customers with a full range of retail, small business and $192.4 billion in loans* commercial banking products and services at more than 1,100 locations throughout the Northeast, Mid-Atlantic, Metro D.C., the $35.5 million in charitable contributions (2023) Carolinas and Florida. ~10 million customers* In the U.S., TD Bank has a long history of prudent risk management ~27,502 employees* and a strong mix of deposit clients and customers across all industries 1,173 US locations* and sectors. TD Bank has maintained a dedication to stability while Credit Ratings (US): Moody’s satisfying our customers, our employees, our shareholders and our Aa2 / S&P AA-* communities. Environmental TD Bank’s parent, The Toronto-Dominion Bank of Toronto, Canada, Stewardship was named by Global Finance Magazine among the “World’s Safest Opened the nation’s first net- Banks.” zero energy bank location that ! produces more electricity on site than it consumes First large North American TDBG Key Facts bank to be carbon neutral Purchases renewable energy Second largest bank in Canada by assets credits for 100% of the electricity consumed by our Global Systemically Important Bank (G-SIB), which means that Stores, ATMs, and operations it is held to a higher regulatory standard and higher capital requirements and more stringent stress tests. *As of 04/30/24. Additional information is Historically maintained a stable balance sheet that is not overly available at www.td.com/investor-relations invested in long-term assets, which facilitates liquidity. TD Bank Group has an investment grade credit rating (AA-). TD’s investment portfolio as a percentage of assets is 18%, which includes significantly higher deposits than loans, which facilitates liquidity. An Important Decision At TD Bank, we offer the best of both worlds: the hands-on, client-first mentality you would expect from a local bank combined with all the capabilities of a globally recognized financial institution. From meeting your borrowing needs to discussing capital strategy to investing excess cash, we're ready to help. Combined, these factors make TD Bank the ideal choice as the City of Sunny Isles Beach's preferred financial services provider. Proposed by: TD Bank, N.A.Page 8