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Executive Summary <br />TD Bank is qualified to meet the financial service needs of the City of Sunny Isles Beach. Throughout our <br />proposal, TD Bank will demonstrate its unmatched commitment to customer service, our knowledge and <br />understanding of banking for our Governmental Clients, our state-of-the-art treasury management <br />products and services, our innovative approaches, and – most importantly – our desire to be your bank <br />of choice. The following summarizes our proposal response: <br />Relationship Management, Customer Service, and Community Engagement <br />TD Bank prides itself on creating positive banking experiences for our clients. The TD Bank team is here <br />to help and will continue to deliver best-in-class service to you while working to better the communities <br />where we collectively live and work. <br />We know Government entities have unique needs and have developed a Government Banking group to <br />help entities comply with numerous statutes that dictate how they conduct financial affairs. Our <br />Relationship Team is well-versed in public finance and how to structure accounts and treasury <br />management solutions that provide cost savings, maximize interest earnings, and simplify the way our <br />Government Clients conduct business. Careful attention is paid to the details that matter, and our <br />Government Bankers will provide on-going support the City of Sunny Isles Beach's employees. Periodic <br />relationship reviews will be conducted to ensure that you have the appropriate products and services and <br />to keep staff abreast of new technologies and innovations in treasury management as well as other new <br />services offered by the bank. <br />The Ready Commitment <br />TD Bank is committed to enriching the lives of our clients, colleagues, and communities. We aspire to <br />help create an inclusive future where individuals and communities feel confident that they can succeed <br />in a changing world. We deliver on this purpose through The Ready Commitment, grounded in four <br />interconnected drivers of change: <br />Financial Security <br />Vibrant Planet. <br />Connected Communities <br />Better Health <br />The Ready Commitment creates value for businesses and communities across our footprint by driving <br />social and environmental impact for all of our communities. We uncover ways to use our core business <br />from product development to lending and investing to create shared value. As an environmental leader, <br />we're committing $100 billion (CDN) in our business transient to a low carbon economy by 2030. <br />With long-term view, we use our philanthropy to open doors to a more inclusive and sustainable <br />tomorrow. We will deliver $1 billion (CDN) in community giving by 2030. We leverage the strength of our <br />employees to make an impact and are targeting 4 million volunteer hours globally by 2030. <br />Proposed by: TD Bank, N.A.Page 7 <br /> <br />