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<br />OPINION OF TITLE <br /> <br />EXHIBIT <br /> <br />1}3 <br /> <br />TO: City of Sunny Isles Beach <br /> <br />With the understanding that this Opinion of Title is furnished to the City of Sunny Isles Beach (the <br />"City"), as inducement for acceptance of a Covenant covering the real property, hereinafter described, <br />it is hereby certified that I have examined Fidelity National Title Insurance Company's Title Policy <br />No. 5332-84424, and Endorsement No. 1 thereto, and Attorney's Title Insurance Fund Title <br />Computer Printouts covering the period from the beginning through July 15, 2001, at 11:00 p.m. (the <br />"Effective Date"), of the following described real property: <br /> <br />All of TANGIERS RESORT, A MOTEL CONDOMINIUM, according to the <br />Declaration of Condominium thereof, as recorded in Official Records Book 13036, at <br />Page 3240, ofthe Public Records of Miami-Dade County, Florida, and all exhibits and <br />amendments thereto. <br /> <br />a/k/ a Condominium Unit Nos. 102 through 112, 114 through 141, 200 through 212, <br />214 through 237, 300, 400 and 500, of TANGIERS RESORT, A MOTEL <br />CONDOMINIUM, according to the Declaration of Condominium thereof, as <br />recorded in Official Records Book 13036, at Page 3240, of the Public Records of <br />Miami-Dade County, Florida, and all exhibits and amendments thereto. <br /> <br />I am ofthe opinion that on the last mentioned date, the fee simple title to the above-described <br />real property was vested in: <br /> <br />TANGIERS BEACH ASSOCIATES, a Florida general partnership <br /> <br />Subject to the following encumbrances, liens and other exceptions (If "none" please indicate): <br /> <br />1. RECORDED MORTGAGES: <br /> <br />Mortgage Deed executed by Tangiers Beach Associates, in favor of Ocean Bank, dated June 10, 1999, <br />recorded June 11, 1999, in Official Records Book 18647, at Page 4065, as modified by Modification and <br />Ratification of Mortgage and Note Agreement and Spreader Agreement executed by Tangiers Beach <br />Associates in favor of Ocean Bank, dated August 3, 1999, recorded August 6, 1999, in Official Records <br />Book 18727, at Page 2421, Mortgage Modification Agreement executed by Tangiers Beach Associates <br />in favor of Ocean Bank, dated January 19,2000, recorded January 27,2000 in Official Records Book <br />18962, Page 1001; and Mortgage Modification Agreement executed by Tangiers Beach Associates in <br />favor of Ocean Bank, dated July 2, 2001, recorded July 10, 2001 in Official Records Book 19769, Page <br />2678. <br /> <br />2. RECORDED CONSTRUCTION LIENS. CONTRACT LIENS AND JUDGMENTS: <br /> <br />NONE <br /> <br />1 <br />