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,. . -. ~ ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE BENEFIT. If an Insured Person sustains an accidental bodily injury, and the injury directly causes one of the following osses within 90 days of the date of that injury; then the Company will pay the benefit listed: LOSS BENEFIT Loss of one hand by severance at or above the wrist One-half the Principal Sum Loss of one foot by severance at or above the ankle One-half the Principal Sum Irrecoverable loss of the sight in one eye One-half the Principal Sum Any combination of two or more of the losses listed above Principal Sum Loss of life Principal Sum The total benefit for all losses resulting from the same accident may not exceed the Principal Sum, The Principal Sum for the Insured Person's classification is shown in the Schedule of Insurance, ' TO WHOM PAYABLE. Benefits for loss of life will be paid in accord with the Beneficiary Section. All other benefits will be paid to the Insured Person. LIMITATIONS. Benefits are not payable for any loss to which a contributing cause is: (1) intentional self-inflicted injury or self-destruction; (2) disease, bodily or mental infirmity, or medical or surgical treatment of these; (3) the Insured Person's participation in a riot; (4) duty as a member of any military, naval or air force; (5) war or any act of war, declared or undeclared; (6) the Insured Person's participation in the commission of a felony; (7) use of drugs; except when prescribed by a Physician; (8) voluntary inhalation of gas, including carbon monoxide; (9) travel or flight in any aircraft, including balloons and gliders; except as a fare paying passenger on a regularly scheduled flight; or (10) the Insured Person's driving a vehicle while having an alcohol concentration of .10 grams of alcohol or more per 100 milliliters of blood. 20 OCC. 05101/01 GLllOI-1490