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<br />This highly organized team will have the ability to interact with the Cityof Sunny Isles Beach <br />staff on your terms. Our team of consultants have the skills necessary to manage the City of <br />Sunny Isles Beach in a thorough, disciplined manner. This team approach is how we currently <br />handle all large accounts within our firm. <br /> <br />SECTION IV <br /> <br />Preliminary Benefits Analysis <br /> <br />This is only a preliminary review based on the information we were provided by the City of <br />Sunny Isles Beach and a full analysis will happen after we begin our relationship. <br /> <br />Medical Benefits <br /> <br />The City of Sunny Isles Beach offers full time employees a triple option of United and <br />Neighborhood Health Partnership plans. <br /> <br />Prescription Benefits <br /> <br />The City of Sunny Isles Beach offers a prescription drug benefit for those who participate in the <br />medical program. <br /> <br />Current Benefits Analysis - Strategic Considerations <br /> <br />In examining these trends and your current benefits package, the Brown & Brown Benefit <br />Consultants would like to assist the City of Sunny Isles Beach in examining the following <br />alternatives. <br /> <br />· Investigate alternatives vendors that would offer the same level of benefits at a reduced <br />cost. <br /> <br />· Explore design changes that would have minimal impact on employees, but would <br />generate savings and discourage over-utilization. <br /> <br />· Investigate carving-out certain components of the medical and/or prescription programs, <br />possibly on a self-funded basis, to investigate arbitrage situations that generate reduced <br />costs. <br /> <br />· Investigate alternatives and additional benefits outside of the medical programs that <br />would add choice and flexibility to the programs, so that the needs of a diverse employee <br />population are more adequately met. <br /> <br />· Enhance the communications that employees receive from the City of Sunny Isles Beach <br />regarding their benefit plans. <br /> <br />7 <br />