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Section 1 - Executive Summary 1 <br />City of Sunny Isles <br />• <br />Experience <br />Aetna U.S. Healthcare° - -as the nation's leading provider of health <br />and related benefits -- strives to use our insight, expertise and <br />resources to meet the needs of the evolving health care market. <br />But it is not mere size that differentiates us in the marketplace. It <br />is an appreciation for what matters to our customers -- offering a <br />complete array of products, a commitment to quality, strength in <br />provider networks and the ability to use today's technology to <br />enhance and simplify the way we do business. <br />Products <br />Featuring choice, flexibility and administrative ease <br />We offer a complete array of products and programs that features <br />choice, flexibility and administrative ease. <br />Medical ; tlentah:. Ancillary <br />Group <br />Plans: Plan.• <br />Insurance <br />• HMO* HMO Vision • <br />Group Life <br />• <br />• QPOS (Quality Point • PPO • Pharmacy • <br />Short Term <br />of Service)* • Freedom -of- <br />Disability <br />• USAccess (triple Choice • <br />Long Term <br />option)* • Dual Option <br />Disability <br />• POS • Indemnity • <br />Managed <br />• PPO <br />Disability <br />• Indemnity <br />• Medicare + Choice <br />• Affordable HealthChoices from Aetna U.S. Healthcare' <br />supplemental hospital indemnity policy <br />*These plans feature Safety Net, which offers extended medical <br />coverage to employees who have been terminated without cause <br />due to <br />• layoff. (availability varies by state) <br />Visit our website: www.actnaushc.com 11/17/2000 <br />